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Your enrollment does affect your eligibility for federal financial aid.

Federal Regulations require you to be “degree” or “eligible certificate” seeking to receive financial aid, but the courses you take must also be required for the program. Essentially, only the coursework that counts towards your degree will be used in determining your hours of enrollment for federal aid purposes (grants, loans, and Federal Work-Study).

Want to know if they count?

To see if your classes are eligible, check your DegreeCheck audit. DegreeCheck is a great way for you to review your program audit to see required courses and courses remaining to complete your program! Our Counselors in the Counseling department can also meet with you one-on-one to map out your program plan.

How do I know if I have a financial aid issue with my schedule?

If we determine one or more of your courses is not aid eligible, you will receive an email to your student email account. The notification will clearly identify that there is an issue with aid eligibility for a specific semester.

What can I do if my classes don’t count?

Start early and be familiar with your DegreeCheck audit, so you can make enrollment adjustments. Your program of study is located on top. Generally, courses not counting will show in the “courses not applied” section of your audit. You can also use the “What If” feature to check other degrees or certificates you may be considering. If you are planning on changing your enrollment or program of study, we encourage you to contact a Counselor for assistance. Please allow 24 hours for financial aid eligibility adjustments to be made after any schedule changes.

Will my aid pay for courses that don't count?

This is not a trick question… Accepted financial aid will be applied to your account balance owed when the funds are disbursed.  Your balance could include tuition for a course that is not eligible.

For example: let’s say you have 9 hours and only 6 are eligible; it’s possible for your financial aid to cover the tuition for the eligible hours and have enough excess to pay for the 3 hour course that is not eligible.  Always review your financial aid package by finding your “Enroll or Drop a Class” card in MyJCCC and clicking the “Pay for Classes” link.

Does financial aid cover DayOne charges too?

Yes, DayOne Access charges are posted to your account as soon as you enroll in the course. Those charges are able to be paid with financial aid funds available, just like tuition.

What about electives and developmental courses?

Electives can be eligible, provided they are specified for your program and you still need them. Developmental or remedial courses will be eligible, as required, up to the maximum 30 credit hour limit. English as a Second Language (ESL) courses are considered remedial, but do not count in this limit.

Can my prerequisite count?

If the prerequisite is listed as a required course for your program, the course will be eligible.

Why is DegreeCheck showing that my course counts, but it is not counting for my financial aid eligible enrollment?

We want to know too!  Contact us so we can do an in-depth evaluation of your academic history alongside your catalog of record to validate accuracy.

What if I am taking courses just to be admitted to another program or institution?

We would encourage you to contact a Counselor for assistance. We may review your situation for consideration as “preparatory coursework.” Through preparatory coursework, students may be eligible for federal loans while taking required courses within the approved timeframe.

Am I still able to take courses not required for my degree?

Yes, you can take a course that is not required. Just know that the course will not count toward your financial aid enrollment status.

I am double majoring; will all my courses count?

DegreeCheck should properly identify crossover courses, including electives. Even with a double major, to be eligible for federal aid, you must still be enrolled in required courses.

What if I change my schedule and add a required course?

Once you make a change, DegreeCheck will need to update overnight. Then, contact our office so we can re-evaluate your eligibility. Contacting us will provide you peace of mind and ensure accuracy within your updated audit and financial aid package. 

What if I make a change to my schedule after I receive my refund?

Our office may need to re-evaluate your financial aid file, depending on when the schedule change occurs. We would encourage you to contact a Counselor and our office prior to making any schedule changes after a semester begins. Schedule changes could affect the amount authorized and/or disbursed, causing a student to owe a balance.

Eligibility Examples:

If you are eligible for the Pell Grant and are enrolled in 12 credit hours, but only 9 are required for your program, you will receive federal aid for only those 9 eligible hours.
If you are enrolled in 6 credit hours, but only 3 are required for your program, you will not be eligible for the student loan. Students must be enrolled in a minimum of 6 eligible hours for Federal Direct loans.

Prepare and register early to ensure your courses will be eligible for federal aid!