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Group #14092000

The Blue Cross and Blue Shield of Kansas City (BCBS) BlueSelect Plus HDHP is a limited network plan, medical option. This medical option is best for individuals who live in the metropolitan Kansas City area. It includes nearly 3,000 providers but only nine (9) area hospitals. Participants must visit a BlueSelect Plus hospital or provider in order for benefits to be paid at the in-network level. Care received outside of the BlueSelect Plus network in the metropolitan Kansas City area will be paid at the out-of-network benefit level, which may be $0.00. Outside the 32-county Blue KC service area, BlueSelect Plus members are covered under BlueCard PPO coverage.

A BlueSelect Plus member flyer is available here: BlueSelect Plus Flyer – PDF.

A BlueSelect Plus provider directory is available at the BCBS website.

In return for a higher deductible amount, you pay a lower monthly premium.

The calendar year deductible for this option is: 

  • $2,800 per individual - $5,600 family maximum coverage for in-network services, and 
  • $5,500 per individual - $11,200 family maximum for out-of-network services

After satisfying the deductible, the HDHP covers:

  • In-network services at a 100 percent coinsurance level, or
  • Out-of-network services at a 70 percent coinsurance level

The calendar year, out-of-pocket maximum for the HDHP is:

  • $2,800 per individual – $5,600 family maximum for in-network services, and
  • $14,000 per individual - $28,000 family maximum for out-of-network services

Additionally, you have access to a free service called Alight Health Pro to help you make sense of confusing healthcare benefits, find great doctors, help lower benefit costs or assist with solving billing issues. Alight provisions are detailed here.

You can use the college's Health Benefit Plan Summary – PDF to learn more about the BlueSelect Plus HDHP and compare it to the other medical options that may be available to you.