Types of Financial Aid

Deciding you want to be a Cavalier is one thing. Finding ways to pay for college is another. Grants, scholarships, loans and work-study programs are among the ways you can afford a JCCC education.

Grants and Scholarships

Grants and scholarships can come from many sources including the federal government, state governments (where you live and where you plan to attend school), the college you plan to attend, outside organizations, and non-profit groups

Grants are financial awards that do not need to be repaid, and are usually based on financial needs.

Scholarships are financial awards based on area of study or merit, and also do not have to be repaid. Scholarships can be earned based on your talents or performance in a variety of areas.


A loan is money you borrow and must pay back with interest. Student loans can come from the federal government or from private sources such as a bank or financial institution. Loans made by the federal government, called federal student loans, usually offer borrowers lower interest rates and have more flexible repayment options than loans from banks or other private sources.


Work-study is a federal student aid program that provides part-time employment while you are enrolled in school to help pay for your education. The program encourages community service work and work related to the student’s course of study.

Please be aware that any outside resources received could result in an adjustment to your original financial aid award.