BlueSelect Plus High Deductible Health Plan (HDHP)
The Blue Cross and Blue Shield of Kansas City (BCBS) BlueSelect Plus HDHP is a limited network plan, medical option. This medical option is best for individuals who live in the metropolitan Kansas City area. It includes nearly 3,000 providers but only nine (9) area hospitals. Participants must visit a BlueSelect Plus hospital or provider in order for benefits to be paid at the in-network level. Care received outside of the BlueSelect Plus network in the metropolitan Kansas City area will be paid at the out-of-network benefit level, which may be $0.00. Outside the 32-county Blue KC service area, BlueSelect Plus members are covered under BlueCard PPO coverage.
A BlueSelect Plus member flyer is available here, BlueSelect Plus Flyer – PDF.
A BlueSelect Plus provider directory is available here, BlueSelect Plus Provider Directory – PDF.
This option has a calendar year network deductible of $2,600 per individual and $5,200 for family. After satisfying the deductible, the HDHP covers:
- Network services at an 100 percent coinsurance level, or
- Non-network services at a 70 percent coinsurance level
The calendar year, out-of-pocket maximum (including deductible) for the HDHP is:
- $2,600 per individual - $5,200 family maximum for Network services, and
- $13,000 per individual - $26,000 family maximum for Non-network services